MyFinancial.help
Empowering you with financial clarity
Simplifying money matters, one post at a time
Empowering you with financial clarity
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Turning Your Side Hustle Into a Real Business in 2026
Consistent side hustle income? Here’s how and when to register an LLC in 2026, what it costs, and how it…
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529 Plans in 2026: New Rules Families Should Know
The K-12 withdrawal limit for 529 plans doubled to $20,000 in 2026. Here’s what changed, contribution limits, and how families…
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How Oil Price Swings Are Shaking Markets in 2026
Oil prices near $85 a barrel are stirring inflation fears and market volatility in 2026. Here’s how energy shocks ripple…
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HELOCs in 2026: Is Tapping Home Equity Worth It?
HELOC rates are averaging near 7.2% in 2026. Here’s how home equity loans work, current rates, fees, and whether tapping…
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Social Security COLA 2027: What Retirees Should Expect
The 2027 Social Security COLA forecast just dropped to roughly 3.7-3.8%. Here’s what’s driving the change and how retirees should…
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Best High-Yield Savings Accounts for Emergency Funds
High-yield savings accounts are still paying up to 4.50% APY in mid-2026, far above the national average. Here’s how to…
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2026 Student Loan Changes: What Borrowers Should Know
Major federal student loan changes took effect July 1, 2026, reshaping repayment plans and PSLF rules. Here’s exactly what borrowers…
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Smart Back-to-School Budgeting Tips for 2026
Back-to-school spending is up 11.7% this year to nearly $500 per child. Here’s how to build a household budget that…
Erik Edgington
Providing financial advice for over 10 years
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