MyFinancial.help
Empowering you with financial clarity
Simplifying money matters, one post at a time
Empowering you with financial clarity
Budgeting
Budgeting is the process of creating a plan for managing your income and expenses, in order to control your spending and achieve your financial goals. It involves identifying areas where you may be overspending, and making adjustments to prioritize your spending on essential expenses and savings.
Investing
Investing is the process of allocating resources, usually in the form of money, with the expectation of generating an income or profit. It involves assessing the potential risks and returns of different investment options, such as stocks, bonds, real estate, and mutual funds, and making informed decisions to grow your wealth over time.
Retirement
Retirement planning is the process of preparing for the financial needs during the period of one’s life after the cessation of employment. It includes understanding the amount of money that is needed to be saved, the best retirement accounts to use, and the role of government benefits in the retirement income plan.
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Turning Your Side Hustle Into a Real Business in 2026
Consistent side hustle income? Here’s how and when to register an LLC in 2026, what it costs, and how it…
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529 Plans in 2026: New Rules Families Should Know
The K-12 withdrawal limit for 529 plans doubled to $20,000 in 2026. Here’s what changed, contribution limits, and how families…
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How Oil Price Swings Are Shaking Markets in 2026
Oil prices near $85 a barrel are stirring inflation fears and market volatility in 2026. Here’s how energy shocks ripple…
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HELOCs in 2026: Is Tapping Home Equity Worth It?
HELOC rates are averaging near 7.2% in 2026. Here’s how home equity loans work, current rates, fees, and whether tapping…
Erik Edgington
Providing financial advice for over 10 years