Use this assessment to choose the next money skill to practice with your child. It is a starting point for teaching, not a grade, diagnosis, or comparison with other children.
Identify the next three money skills to practice based on age and experience.
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Educational estimate only. This tool does not provide individualized financial, tax, legal, or education-planning advice.
Answer from a recent example
Think about what your child can do with little help: compare prices, count available spending money, wait for a purchase, or explain a recurring charge. If they have not had a chance to try a skill, treat that as an opportunity to practice rather than a failure.
Turn a suggested lesson into an activity
Choose one small task for the coming week. A child learning to compare prices could choose between two snack sizes. A child practicing saving could track progress toward a modest purchase. A teen exploring earnings could review a pay stub with an adult.
Notice progress before reassessing
Write down the activity, how much help was needed, and what the child could explain afterward. Repeat it in a different setting before assuming the skill transfers everywhere. Age can guide the conversation, but experience, interests, and support needs vary.
Use Money Skills by Age for a broader learning path. Use the Money Conversation Generator when the immediate need is finding words for a particular situation.