Irregular Income Stabilizer
Set a conservative spending baseline and learn how much strong months should refill your low-month buffer.
Private by design. Your entries stay in this browser and are not saved or transmitted.
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Give uneven income a steady job.
Enter your numbers to get a plain-language comparison and practical next steps.
Method, assumptions, and limits
The baseline is anchored to the lower of typical after-tax income and essential expenses, then tests the lowest month. A suggested buffer is based on the shortfall between low-month resources and essentials. This is a cash-flow planning model, not a tax estimate.
Educational estimates only. Results are not tax, legal, credit, employment, healthcare, or personalized financial advice.