Net Worth Calculator
Create a clear financial baseline by comparing your assets with your liabilities.
Make this estimate actionable
Get one practical money step each Tuesday from Erik Edgington.
How to use this calculator
Net worth is a financial snapshot: everything you own minus everything you owe. Enter realistic numbers, review the estimate, and test a few scenarios before choosing your next step.
Frequently asked questions
What should be included in net worth?
Include meaningful assets and all outstanding liabilities using current, realistic values.
Is a negative net worth bad?
It is a starting point, not a verdict. Student loans and early mortgages can create negative net worth while progress is still being made.
How often should net worth be calculated?
Quarterly or twice yearly is often enough to spot trends without reacting to normal market changes.
Reviewed by Erik Edgington, a banking and credit union professional with 16 years of experience.